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One of the best ways to prevent an air conditioning breakdown is to ensure that proper maintenance is performed in a timely fashion. Prevention is key to avoiding an air conditioning emergency. Here are seven maintenance tips that can help you avoid AC emergencies and costly repairs. READ MORE >>

People looking for insurance often trust the large direct writers in the industry because they think that large organizations save them time and money. A direct writer is an insurance agent that works for one insurance company, as opposed to an agent who is able to shop around and behave as an independent consultant on your behalf. READ MORE >>

Information security has become one of the gravest threats facing organizations, consumers and government entities in the past decade. Now that virtually all companies have embraced the era of digitization, hackers and malicious parties are relevant risks in every industry and region of the country. READ MORE >>

Leasing a car is becoming more and more popular as time goes on since leasing offers significant benefits as compared with purchasing a vehicle. Edmunds, a research publication that focuses on the automotive market, released the following data from its study last summer on leasing: READ MORE >>

When determining your need for life insurance, you need to know which policy is right for you. It is important to understand the biggest differences between term and permanent life insurance when deciding which of these products will best provide you and your family with peace of mind. READ MORE >>

Freezing temperatures can result in damage to your home, especially if you’re not prepared. Frozen pipes and ice dams are two common perils that can cause thousands in damage for homeowners, but are fairly easy to protect against. Freezing Pipes READ MORE >>

The AAA Foundation for Traffic Safety’s latest American Driving Survey polled nearly 6,000 drivers around the country and found: More than 87% of drivers age 16 and older drove in the past year. Men drove 2,314 more miles than women and spend 18% more time driving. READ MORE >>

When it comes to insuring a business, there are a variety of different types of insurance to consider.  Insurance coverage can provide a safety net for the various risks you face, but the cost and the amount of coverage will vary.  This is where an experienced independent insurance broker can provide real value. READ MORE >>

In 2014, 32,675 fatalities resulted from motor vehicle crashes – and distracted driving was to blame for 10% of them, according to the National Highway Traffic Safety Administration. In response to the widespread problem, State Auto is teaming up with a simple invention that may lower the incidence of distracted driving-related accidents. READ MORE >>

Your personal credit score can have a huge impact on how much you pay for car insurance.  According to the 2016 Car Insurance and Credit Scores Report by WalletHub, people with no credit pay an average of 53% more for car insurance than those with excellent credit scores – and fluctuations reach 122% in some states. READ MORE >>

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