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Carolina Underwriters Insurance Agency Inc. Blog: insurance

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Fall is a beautiful time of year, prompting friends and family to venture outside to enjoy time gathered around a fire, roasting marshmallows and telling stories. Whether your choice is a grill, smoker, bonfire or burn barrel, the primal pull of fire helps people bond as the summer heat begins to wane. READ MORE >>

As the Baby Boomer generation continues to grow older, it’s not uncommon to see aging parents move in with their grown children. Regardless of the reason, this situation is becoming more widespread and could potentially create insurance ramifications. READ MORE >>

Running a business is no easy task, even in great health. Whether you're the owner of a small business or a large company, an injury or illness rendering you unable to work can be detrimental to your business. A disability income policy is the perfect way to protect your greatest asset your ability to earn an income. READ MORE >>

March is already upon us, which marks the start of one my favorite seasons, SPRING! Warmer weather, blooming flowers, and especially, no more snow! I’m not sure about the rest of you, but after the winter we’ve had, I’ve never been more ready for spring. READ MORE >>

Gifting life insurance to kids. Why Buy Life Insurance for a Child? The greatest benefit of purchasing life insurance for a child is protecting their insurability. No one knows what the future holds, so purchasing life insurance for a child ensures that they have a lifetime of coverage that they many not be able to purchase as an adult due to an unexpected illness or disability. READ MORE >>

Car Insurance prices have been on a rocky road. According to The Zebra, an insurance comparison website, the national average cost of car insurance this year is $1427, a 20% increase from 2011. State by state, the smallest increase took place in North Carolina, the biggest in Michigan. READ MORE >>

As the outdoor temperature gradually drops, deer activity and deer-vehicle accidents increase. Every year across the country, deer-vehicle accidents account for billions of dollars in vehicle damage, thousands of injuries and hundreds of fatalities. These tips can help you avoid a collision with a deer and stay safe while on the road. READ MORE >>

Ask any small business owner what is the most frustrating part of dealing with insurance. Most will say “certificates of insurance.” Now, ask any insurance agent or account manager what is the most frustrating part of their day. Most will say “certificates of insurance.” READ MORE >>

If you live in a 100-year floodplain and have a mortgage, you don’t have to wonder if you need flood insurance – it’s required as a condition of your loan. If flood insurance is not required as a condition of your mortgage, you’re not obligated to carry it. READ MORE >>

It’s next to impossible to watch any type of TV programming without seeing a commercial advertising how you can save money on your insurance. So should you really purchase your insurance policy based upon the cheapest price? Before I elaborate on this, allow me to ask you a different set of questions: READ MORE >>

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