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Carolina Underwriters Insurance Agency Inc. Blog: auto insurance

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March is already upon us, which marks the start of one my favorite seasons, SPRING! Warmer weather, blooming flowers, and especially, no more snow! I’m not sure about the rest of you, but after the winter we’ve had, I’ve never been more ready for spring. READ MORE >>

As the outdoor temperature gradually drops, deer activity and deer-vehicle accidents increase. Every year across the country, deer-vehicle accidents account for billions of dollars in vehicle damage, thousands of injuries and hundreds of fatalities. These tips can help you avoid a collision with a deer and stay safe while on the road. READ MORE >>

If you drive a vehicle, you are required by law to have insurance. But why do we need it? Consider hitting a car and injuring three passengers. If both your vehicle and the other vehicle are valued at $20,000 and considered total losses, and each passenger has medical claims of $20,000, this quickly adds up to $100,000! READ MORE >>

The AAA Foundation for Traffic Safety’s latest American Driving Survey polled nearly 6,000 drivers around the country and found: More than 87% of drivers age 16 and older drove in the past year. Men drove 2,314 more miles than women and spend 18% more time driving. READ MORE >>

In 2014, 32,675 fatalities resulted from motor vehicle crashes – and distracted driving was to blame for 10% of them, according to the National Highway Traffic Safety Administration. In response to the widespread problem, State Auto is teaming up with a simple invention that may lower the incidence of distracted driving-related accidents. READ MORE >>

Your personal credit score can have a huge impact on how much you pay for car insurance.  According to the 2016 Car Insurance and Credit Scores Report by WalletHub, people with no credit pay an average of 53% more for car insurance than those with excellent credit scores – and fluctuations reach 122% in some states. READ MORE >>

Your car now feels like one big voice-activated, touch-screen-enabled distraction. As lawmakers move to tighten rules on distract driving, cars are coming equipped with more bells and whistles that make it easier than ever to take drivers' eyes off the road. READ MORE >>

Most of us are on the road nearly every day, making it very likely that many of us will observe a distracted driver texting away as he or she drives down a busy highway. According, to, the U.S. Department of Transportation's website devoted to educating Americans about the dangers... READ MORE >>

Have you ever been involved in a car accident? Did you work with an insurance company after the accident? If you answered yes, it’s possible you had some questions about the claims process. It can be a stressful time but there are some steps you can take to help make that process much easier. READ MORE >>

With the convenience of our daily driving comes the possibility and inconvenience of being involved in an auto accident. A total loss is possible, depending on what you’re driving and the extent of damage. But what exactly is a total loss? And do you know how to protect yourself from the financial consequences of such a loss? READ MORE >>

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