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Carolina Underwriters Insurance Agency Inc. Blog: business

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Running a business is no easy task, even in great health. Whether you're the owner of a small business or a large company, an injury or illness rendering you unable to work can be detrimental to your business. A disability income policy is the perfect way to protect your greatest asset your ability to earn an income. READ MORE >>

Many people choose to exercise at workout facilities such as gyms, recreation centers, and health clubs. In 2016, the total number of gym memberships in the U.S. was 57.25 million in over 36,000 facilities. While the increased physical activity is a good thing, people often overlook the dangers found at such facilities. READ MORE >>

The summer storm season is upon us and with storms come one of the most fearful and unpredictable forces of nature: lightning. A single bolt of lightning can carry over 100 million volts of electricity and create a significant amount of damage to your home and personal property. READ MORE >>

Information security has become one of the gravest threats facing organizations, consumers and government entities in the past decade. Now that virtually all companies have embraced the era of digitization, hackers and malicious parties are relevant risks in every industry and region of the country. READ MORE >>

When it comes to insuring a business, there are a variety of different types of insurance to consider.  Insurance coverage can provide a safety net for the various risks you face, but the cost and the amount of coverage will vary.  This is where an experienced independent insurance broker can provide real value. READ MORE >>

Every new business goes though the basics: writing a business plan, choosing a business location, arranging financing, obtaining a tax identification number, business licenses and permits. It is a lot of work just to get started. READ MORE >>

While most business owners are aware of the importance of insuring their buildings, personal property, and commercial vehicles, they often overlook a very important coverage – Business Income Coverage. For starters, it can be confusing to determine a coverage limit. And how does coinsurance work? READ MORE >>

  Companies commonly work with contractors when they have needs for landscapers, drywall installation, painters, plumbers, electricians, heating & cooling, builders, and more. With contractors come great liability for the companies working with them, because often time the jobs these contractors are working on can be dangerous. READ MORE >>

Just because a business isn’t a traditional brick and mortar establishment doesn’t mean it can go without business insurance. Even a home-based business needs insurance. Many people assume they are already covered under their homeowners policy when they are working out of their home. READ MORE >>

While preparing to leave for work, I was watching the weather forecast and was astonished to see that the temperature will be in the 60’s this week! That’s unheard of for December in the Midwest. If we do not get any snow, where will Santa land his sleigh? READ MORE >>

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