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Carolina Underwriters Insurance Agency Inc. Blog: liability

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As the Baby Boomer generation continues to grow older, it’s not uncommon to see aging parents move in with their grown children. Regardless of the reason, this situation is becoming more widespread and could potentially create insurance ramifications. READ MORE >>

Dog bites and other dog-related injuries accounted for more than one third of all homeowenrs liability claim dollars paid out in 2017, costin almost $700 million. That's according to the Insurance Information Institute(I.I.I.) and State Farm, the largest weiter of homeowenrs insurance in the United States. READ MORE >>

One thing I’ve learned over the years is there are several common misconceptions regarding personal umbrella insurance policies. In some cases, people who have one think it provides a blanket limit of protection but are often unclear as to how it really works. READ MORE >>

Many people choose to exercise at workout facilities such as gyms, recreation centers, and health clubs. In 2016, the total number of gym memberships in the U.S. was 57.25 million in over 36,000 facilities. While the increased physical activity is a good thing, people often overlook the dangers found at such facilities. READ MORE >>

One thing I’ve learned over the years is there are several common misconceptions regarding personal umbrella insurance policies. In some cases, people who have one think it provides a blanket limit of protection but are often unclear as to how it really works. READ MORE >>

When it comes to insuring a business, there are a variety of different types of insurance to consider.  Insurance coverage can provide a safety net for the various risks you face, but the cost and the amount of coverage will vary.  This is where an experienced independent insurance broker can provide real value. READ MORE >>

With families transitioning to new fall routines and back-to-school activities, it’s a good time to review tips for getting to and from school safely and to consult with your independent agent about insurance property and liability coverages. Driver alert! READ MORE >>

Just because a business isn’t a traditional brick and mortar establishment doesn’t mean it can go without business insurance. Even a home-based business needs insurance. Many people assume they are already covered under their homeowners policy when they are working out of their home. READ MORE >>

Fifty-one minutes after you read this blog, someone will die on a United States roadway as a result of a drunk driver. Let that sink in for a moment.  The insurance industry is no stranger to bar and tavern exposures, but insuring bar and tavern accounts can be uniquely challenging due to one major factor – alcohol consumption. READ MORE >>

In the Internet-dominated business arena, companies store more sensitive information than ever on their computers. But a shockingly low number of small businesses have invested in cyber liability insurance to combat the potentially devastating effects of a cyber-attack. READ MORE >>

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