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Carolina Underwriters Insurance Agency Inc. Blog: coverage

View the latest blog posts from Carolina Underwriters Insurance Agency Inc..

As the Baby Boomer generation continues to grow older, it’s not uncommon to see aging parents move in with their grown children. Regardless of the reason, this situation is becoming more widespread and could potentially create insurance ramifications. READ MORE >>

One thing I’ve learned over the years is there are several common misconceptions regarding personal umbrella insurance policies. In some cases, people who have one think it provides a blanket limit of protection but are often unclear as to how it really works. READ MORE >>

One thing I’ve learned over the years is there are several common misconceptions regarding personal umbrella insurance policies. In some cases, people who have one think it provides a blanket limit of protection but are often unclear as to how it really works. READ MORE >>

Your homeowners property insurance policy covers not only your home, but also your personal property anywhere in the world. As long as you have an active policy and damage to your personal property is the result of a covered cause of loss listed in the policy, you’ll have coverage (there may be some conditions and exclusions set forth in the policy that apply). READ MORE >>

With families transitioning to new fall routines and back-to-school activities, it’s a good time to review tips for getting to and from school safely and to consult with your independent agent about insurance property and liability coverages. Driver alert! READ MORE >>

While most business owners are aware of the importance of insuring their buildings, personal property, and commercial vehicles, they often overlook a very important coverage – Business Income Coverage. For starters, it can be confusing to determine a coverage limit. And how does coinsurance work? READ MORE >>

It’s my experience that one of the most frequently asked questions policyholders have after being involved in an automobile accident is this one: “Does my insurance policy cover the cost for me to obtain a rental car while my car is being repaired in the shop? READ MORE >>

    When businesses are in the field of taking care of people’s needs every day, it is guaranteed that they will encounter situations that could become a liability for their business. For this reason, insurance coverage has expanded to meet the demands of the public. READ MORE >>

Oftentimes, when damage occurs as a result of an auto accident, the vehicle can be rendered undrivable. When such an occurrence presents itself, you can find yourself in a tough situation if your auto insurance policy doesn’t provide coverage for you to rent a car while your vehicle is in the shop. READ MORE >>

With the convenience of our daily driving comes the possibility and inconvenience of being involved in an auto accident. A total loss is possible, depending on what you’re driving and the extent of damage. But what exactly is a total loss? And do you know how to protect yourself from the financial consequences of such a loss? READ MORE >>

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