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Carolina Underwriters Insurance Agency Inc. Blog: insurance

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Your personal credit score can have a huge impact on how much you pay for car insurance.  According to the 2016 Car Insurance and Credit Scores Report by WalletHub, people with no credit pay an average of 53% more for car insurance than those with excellent credit scores – and fluctuations reach 122% in some states. READ MORE >>

Your car now feels like one big voice-activated, touch-screen-enabled distraction. As lawmakers move to tighten rules on distract driving, cars are coming equipped with more bells and whistles that make it easier than ever to take drivers' eyes off the road. READ MORE >>

The Independent Insurance Agents of North Carolina (IIANC) young agents donated $38,526 to the Make-A-Wish(R) chapters in North Carolina after raising funds at the association’s first annual Young Agents Committee Charity Golf Tournament earlier this year.   READ MORE >>

Pipes burst, toilets overflow, washing machine hoses break… water damage can be a homeowner’s worst nightmare, and too often these things happen when we are away at work or on vacation—making a bad situation a really expensive one! READ MORE >>

Every new business goes though the basics: writing a business plan, choosing a business location, arranging financing, obtaining a tax identification number, business licenses and permits. It is a lot of work just to get started. READ MORE >>

YES! Insurance is about peace of mind. You have insurance that protects your home and cars, perhaps even your boat or business. And yet, far too many Americans have little or no Life Insurance—the insurance that protects what is most important, our families. Think about it. READ MORE >>

Life insurance is too expensive. Life insurance can wait. Life insurance is a waste of money. Life insurance is …. Whatever follows this phrase has undoubtedly been uttered to a life insurance agent. However, each of these reasons AGAINST purchasing life insurance can also be a reason FOR purchasing life insurance. READ MORE >>

With families transitioning to new fall routines and back-to-school activities, it’s a good time to review tips for getting to and from school safely and to consult with your independent agent about insurance property and liability coverages. Driver alert! READ MORE >>

While most business owners are aware of the importance of insuring their buildings, personal property, and commercial vehicles, they often overlook a very important coverage – Business Income Coverage. For starters, it can be confusing to determine a coverage limit. And how does coinsurance work? READ MORE >>

  Companies commonly work with contractors when they have needs for landscapers, drywall installation, painters, plumbers, electricians, heating & cooling, builders, and more. With contractors come great liability for the companies working with them, because often time the jobs these contractors are working on can be dangerous. READ MORE >>

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